1x-5x points

Key Features

→  60,000 pts sign-up bonus, $750 value through Chase Rewards®

→  High flexibility to use points for flights, hotel, car rental, cruises, and more. 

→  Enjoy 5x pts on travel purchased through Chase Ultimate Rewards® and Peloton, and Lyft purchases, 3x pts on dining, grocery, and streaming purchases, and 2x pts on all other travel purchases

→  Each account anniversary, you'll earn bonus points equal to 10% of your total purchases made the previous year.

→  $50 annual Ultimate Rewards Hotel Credit, plus more

→  Point reimburesements are very flexible

→  $95 Annual Fee

1x-3x points

Key Features

→  85,000 pts (expires 10/9!) sign-up bonus

→  $7,500 anniversary points and $75 annual Southwest® travel credit each year

→  Earn 3x pts on all Southwest purchases, 2x pts on select hotel and car rental partners, and other services, and 1x pts on all other purchases

→  4 upgraded boardings per year

→  Free checked bags and no change fees

→  No foreign transaction fees

1.5-5% cash back

Key Features

→  $200 sign-up bonus and 5% cash back at gas stations and grocery stores 

→  5% cash back on travel purchase through Chase Ultimate Rewards, 3% cash back on dining at restaurants, including takeout and eligible delivery services, 1.5% on all other purchases

→  0% intro APR for 15 months from account opening on purchases and balance transfers.

→  No Annual Fee

1x-5x points

Key Features

→  60,000 pts sign-up bonus, $900 value through Chase Rewards®.

→  High flexibility to use points for flights, hotel, car rental, cruises, and more

→  Enjoy 10x pts on hotels and rental cars through Chase Ultimate Rewards®, Peloton, and Lyft purchases, 3x pts on all other travel purchases and dining, and 2x pts on all other travel purchases

→  Enjoy access to 1,300+ airport lounges worldwide with up to two guests, plus every Chase Sapphire Lounge by The Club location, after a one-time enrollment in your complimentary Priority Pass™

→  $100 credit for Global Entry, TSA PreCheck®, NEXUS

→  $300 annual Travel Credit, plus more

→  $550 Annual Fee

1x-4x points

Key Features

→  80,000 pts sign-up bonus and $9,000 anniversary points

→ Earn 4x pts on all Southwest purchases, 3x pts on Rapid Rewards hotel and car rentals partners, 2x points on social media, search engine advertising, phone, internet, cable, rideshare, and other services, and 1x pts on all other purchases

→  4 upgraded boardings per year, up to 365 inflight Wifi credits, and up to $100 for Global Entry, TSA PreCheck® or NEXUS fee credits

→  Employee cards at no additional cost

→  Free checked bags and no change fees

→  No foreign transaction fees

1x-2x points

Key Features

→  85,000 pts (expires 10/9!) sign-up bonus

→  Earn 2x pts on all Southwest purchases, 2x pts on select hotel and car rental partners, rideshare, internet, phone, streaming and other services, and 1x pts on all other purchases

→  2 EarlyBird Check-in® and 10,000 pts toward Companion Pass® each year

→  Free checked bags and no change fees.

1x-3x points

Key Features

→  85,000 pts (expires 10/9!) sign-up bonus and $6,000 anniversary points each year

→  Earn 3x pts on all Southwest purchases, 2x pts on select hotel and car rental partners, and other services, and 1x pts on all other purchases

→  2 EarlyBird Check-in® and 10,000 pts toward Companion Pass® each year

→  Free checked bags and no change fees.

→  No foreign transaction fees.

1%-5% cash back

Key Features

→  5% cash back on up to $1,500 in combined purchases in bonus categories like gas stations, grocery stores & select online merchants, each quarter you activate 

→  3% rewards on dining at restaurants, including takeout and eligible delivery services, and drugstores, and 1% cash back on all other purchases

→  0% intro APR for 15 months from account opening on purchases and balance transfers

→  No Annual Fee

→  Key drawback: quarterly activations elevated bonus categories

1.5% cash back

Key Features

→  Great card to start building credit

→  Earn 1.5% cash back

→  $25 statement credit for enrolling in automatic payments

→ Free credit score

→  No Annual Fee

1x-3x points

Key Features

→  100,000 points sign-up bonus

→ Earn 3x points on the first $150,000 of purchases each year on shipping, select advertising, internet, phone, cable, and travel, and 1x cash back on all other purchases

→  No foreign transaction fees

→  $95 Annual Fee

1x-4x points

Key Features

→  80,000 miles sign-up bonus and United Club℠ membership - up to a $650 value per year

→ Earn 4x miles on all United Airlines purchases, 2x miles for select other travel and streaming services, and 1x miles on all other purchases

→  Earn 500 PQP for every $12,000 you spend on purchases with your United Club℠ Card (up to 8,000 PQP in a calendar year)

→ $100 statement credit for Global Entry, TSA PreCheck® or NEXUS for 4 years as reimbursement for the application fee

→  Free two checked bags, you and a companion (4 bags total)

2-2.5% cash back

Key Features

→  $1,000 cash bank sign-up bonus

→ Earn 2.5% cash back on every purchase of $5,000 or more, and 2% cash back on all other purchases

→  No foreign transaction fees

→  $195 Annual Fee

1x-3x points

Key Features

→  60,000 miles sign-up bonus + $500 Premier qualifying points

→  Receive up to $125 as reimbursement for United purchases on your card

→  Up to 10,000 miles credited back to your account each year (5,000 miles each for two flights booked with your MileagePlus® account)

→ Earn 3x miles on all United Airlines purchases, 2x miles for select other travel and streaming services, and 1x miles on all other purchases

→  Free two checked bags, you and a companion (4 bags total).

1x-2x points

Key Features

→  50,000 miles sign-up bonus + 500 premier qualifying points

→  Earn 2x miles on all United Airlines purchases (airfare or other website bookings, such as dining and hotels) 1x miles on all other purchases

→  Free first checked bag, you and a companion.

→ $100 statement credit for Global Entry, TSA PreCheck® or NEXUS for 4 years as reimbursement for the application fee

1%-5% rewards

Key Features

→  $100 Amazon gift card sign-up bonus 

→  5% back Amazon.com, Amazon Fresh, Whole Foods, and Chase Travel purchases

→  2% back at gas stations, restaurants, and local transit (incl. Uber and Lyft), and 1% back on all other purchases

→  No annual fee

1%-5% rewards

Key Features

→  $300 statement credit sign-up bonus

→  Earn Disney Rewards Dollars at a rate of 5% for purchases on DisneyPlus.com, Hulu.com or ESPN.com, 2% at gas stations, grocery stores, restaurants, and most other Disney U.S. locations, and 1% on all other purchases

→  Redeem Disney Rewards Dollar towards Disney vacation (parks, cruises, etc.)

→  $49 Annual Fee

1x-2x points

Key Features

→  20,000 miles sign-up bonus

→  Earn 2x miles on all United Airlines purchases, gas stations, and other local transit, and 1x miles on all other purchases

→  No Annual Fee or foreign transaction fees

→  0% intro APR for the first 12 months from account opening on purchases, variable APR of 21.99%-28.99% after that.