Tips on how much money you should be saving: 

The amount of money one should saving can vary depending on individual circumstances, financial goals, and lifestyle choices. However, there are some general guidelines and saving benchmarks that people often consider. Here's a rough breakdown:

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1. Emergency Fund:

   • Financial experts generally recommend having an emergency fund that can cover 3 to 6 months' worth of living expenses. This fund is crucial for unexpected expenses or in case of job loss.

   • Calculate your monthly expenses (rent/mortgage, utilities, groceries, transportation, etc.) and multiply that by 3 to 6 to determine your target emergency fund amount.

2. Retirement Savings:

   • A common recommendation is to save 10% to 15% of your pre-tax income for retirement.

   • This can include contributions to retirement accounts such as a 401(k), IRA, or similar plans offered by your employer.

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3. Short-Term Goals: 

   • Saving for short-term goals like vacations, a new car, or a down payment on a house should also be factored into your savings plan.

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   • Determine the timeline for these goals and how much you need to save each month to reach them.

4. Debt Repayment:

   • If you have high-interest debt (e.g., credit card debt), it's important to allocate some of your income towards paying it off.

   • While paying off debt, it's still advisable to save a small portion of your income to prevent future debt accumulation due to unexpected expenses.

5. Investments:

   • Beyond retirement savings, consider investing in stocks, bonds, or other assets to grow your wealth over the long term.

   • The amount you invest can vary based on your risk tolerance, investment knowledge, and financial goals.

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It's important to create a budget based on your income and expenses to determine how much you can realistically save each month. Additionally, regularly reviewing and adjusting your savings plan as your financial situation changes and the opportunities available to you is crucial for long-term financial stability. Please refer to Owl's Best Online Trading Platforms, Best Automated (Robo-Advisor) Platforms or Best Crypto Trading Platforms for great services to get started on your saving and investing needs.