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Best Travel Rewards Credit Cards for 2024

Owl Banking reviewed dozens of credit cards to find the BEST credit cards for booking travel, using while your traveling, or saving up for that next getaway!

Chase Sapphire Preferred

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Sign-Up Bonus

60,000 pts

Sign-Up Bonus Requirements

Spend $4,000 within 3 months

Annual Fee

$95

Rewards Rate

1x-5x points

Key Features

→  60,000 pts sign-up bonus, $750 value through Chase Rewards®

→  High flexibility to use points for flights, hotel, car rental, cruises, and more. 

→  Enjoy 5x pts on travel purchased through Chase Ultimate Rewards® and Peloton, and Lyft purchases, 3x pts on dining, grocery, and streaming purchases, and 2x pts on all other travel purchases

→  Each account anniversary, you'll earn bonus points equal to 10% of your total purchases made the previous year.

→  $50 annual Ultimate Rewards Hotel Credit, plus more

→  Point reimburesements are very flexible

→  $95 Annual Fee

Capital One Venture Rewards Credit Card

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Sign-Up Bonus

75,000 pts

Sign-Up Bonus Requirements

Spend $4,000 within 3 months

Annual Fee

$95

Rewards Rate

2x-5x miles

Key Features

→  75,000 miles sign-up bonus

→  5x miles on hotels and rental cars booked through Capital One Travel

→  2x miles on all other purchases

→  $100 credit for Global Entry or TSA PreCheck® and no foreign transaction fees

→  $95 Annual Fee

The Platinum Card® from American Express

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Sign-Up Bonus

80,000 pts

Sign-Up Bonus Requirements

Spend $8,000 within 6 months

Annual Fee

$695

Rewards Rate

1x-5x points

Key Features

→  80,000 points sign-up bonus

→  Earn 5x points on all American Express Travel purchases (flights and hotels) and 1x points on all other purchases

→  Up to $1,500 in value for credits to hotels, airline bookings, Walmart,  select streaming (including Disney+, Hulu, The Wall Street Journal, ESPN+ and others), monthly Uber Cash, Equinox credit, CLEAR Plus Credit, Saks Fifth Avenue

→  $695 Annual Fee (which is high, but these benefits are very strong)

Chase Sapphire Reserve®

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Sign-Up Bonus

60,000 pts

Sign-Up Bonus Requirements

Spend $4,000 within 3 months

Annual Fee

$550

Rewards Rate

1x-5x points

Key Features

→  60,000 pts sign-up bonus, $900 value through Chase Rewards®.

→  High flexibility to use points for flights, hotel, car rental, cruises, and more

→  Enjoy 10x pts on hotels and rental cars through Chase Ultimate Rewards®, Peloton, and Lyft purchases, 3x pts on all other travel purchases and dining, and 2x pts on all other travel purchases

→  Enjoy access to 1,300+ airport lounges worldwide with up to two guests, plus every Chase Sapphire Lounge by The Club location, after a one-time enrollment in your complimentary Priority Pass™

→  $100 credit for Global Entry, TSA PreCheck®, NEXUS

→  $300 annual Travel Credit, plus more

→  $550 Annual Fee

Citi Strata Premier® Card

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Sign-Up Bonus

60,000 pts

Sign-Up Bonus Requirements

Spend $4,000 within 3 months

Annual Fee

$95

Rewards Rate

1x-3x points

Key Features

→  75,000 pts sign-up bonus

→  Enjoy 3x pts on air travel, restaurants, supermarkets, gas stations, and hotels, 1x miles on all other purchases

→  Several other card perks, including annual hotel savings benefits, gift card redemptions, and no expirations on points

→  $100 annual hotel benefit

→  No foreign transaction fees

→  $95 Annual Fee

Disney® Premier Visa® Card

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Sign-Up Bonus

$300

Sign-Up Bonus Requirements

Spend $1,000 within 3 months

Annual Fee

$49

Rewards Rate

1%-5% rewards

Key Features

→  $300 statement credit sign-up bonus

→  Earn Disney Rewards Dollars at a rate of 5% for purchases on DisneyPlus.com, Hulu.com or ESPN.com, 2% at gas stations, grocery stores, restaurants, and most other Disney U.S. locations, and 1% on all other purchases

→  Redeem Disney Rewards Dollar towards Disney vacation (parks, cruises, etc.)

→  $49 Annual Fee

Capital One Venture X Rewards

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Sign-Up Bonus

75,000 pts

Sign-Up Bonus Requirements

Spend $4,000 within 3 months

Annual Fee

$395

Rewards Rate

2x-10x miles

Key Features

→  75,000 miles sign-up bonus, 10,000 miles anniversary bonus each year, and $300 annual travel credit

→  10x miles on hotels and rental cars booked through Capital One Travel, 5x miles booked on flights through Capital One Travel and 2x miles booked on all other purchases

→  Capital One Lounge Access (and Partner Lounge Network) for you and 2 guests per visit

→  $100 credit for Global Entry or TSA PreCheck® and no foreign transaction fees

→  $395 Annual Fee

Marriott Bonvoy Bevy™ American Express® Card

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Sign-Up Bonus

85,000 pts

Sign-Up Bonus Requirements

Spend $5,000 within 6 months

Annual Fee

$250

Rewards Rate

2x-6x points

Key Features

→  95,000 points sign-up bonus

→  Earn 6x points at all participating Marriott Bonvoy hotels, 4x points at restaurants, U.S. gas stations, and U.S. wireless phone providers, and 2x points on all other purchases.

→  Qualify for Marriott Bonvoy Gold Elite Status, room rate discounts, and 1 Free Night Award each anniversary

→  $125 Annual Fee

Marriott Bonvoy Brilliant® American Express® Card

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Sign-Up Bonus

85,000 pts

Sign-Up Bonus Requirements

Spend $6,000 within 6 months

Annual Fee

$650

Rewards Rate

2x-6x points

Key Features

→  85,000 points sign-up bonus

→  Earn 6x points at all participating Marriott Bonvoy hotels, 4x points at restaurants and U.S. Supermarkets (up to $15k in calendar year), and 2x points on all other purchases.

→  Qualify for Marriott Bonvoy Gold Elite Status, room rate discounts, and 1 Free Night Award each anniversary (after spending $15k in a calendar year)

→  $250 Annual Fee

Hilton Honors American Express Card

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Sign-Up Bonus

70,000 pts

Sign-Up Bonus Requirements

Spend $2,000 within 6 months

Annual Fee

$0

Rewards Rate

3x-7x

Key Features

→  70,000 points sign-up bonus

→  Earn 7x points at all participating Hilton hotels, 5x points at U.S. restaurants, grocery stores, and gas stations, and 3x points on all other purchases.

→  Enjoy complimentary Hilton Honors™ Silver Status, with the ability to qualify for Hilton Gold Status (80% bonus on Base Points)

→  Exclusive access to ticket presales and Card Member-only events through American Express Experiences

→  No foreign transactions fees

→  $0 Annual Fee

Hilton Honors American Express Surpass® Card

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Sign-Up Bonus

130,000 pts

Sign-Up Bonus Requirements

Spend $3,000 within 6 months

Annual Fee

$150

Rewards Rate

3x-12x

Key Features

→  130,000 points sign-up bonus

→ Earn 12x points at all participating Hilton hotels, 6x points at U.S. restaurants, grocery stores, and gas stations, 4x point on select online retail purchases, and 3x points on all other purchases.

→  Enjoy complimentary Hilton Honors™ Gold Status, with the ability to qualify for Hilton Gold Status (80% bonus on Base Points)

→  Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year

→  Exclusive access to ticket presales and Card Member-only events through American Express Experiences

→  $200 credit for purchases made directly with Hilton

→  No foreign transactions fees

→  $150 Annual Fee

Hilton Honors American Express Aspire® Card

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Sign-Up Bonus

150,000 pts

Sign-Up Bonus Requirements

Spend $6,000 within 6 months

Annual Fee

$550

Rewards Rate

3x-14x

Key Features

→  150,000 points sign-up bonus

→ Earn 14x points at all participating Hilton hotels, 7x points for eligible purchases on flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies and at U.S. restaurants, and 3x points on all other purchases.

→  Enjoy complimentary Diamond status with your Card, Diamond status gives you a 100% Bonus on Base Points you earn on every stay

→  $189 CLEAR Plus credit

→  Enjoy one Free Night Reward from Hilton Honors annually after renewal

→  Exclusive access to ticket presales and Card Member-only events through American Express Experiences

→  $200 semi-annual Hilton resort credit for purchases made directly with Hilton

→  No foreign transactions fees

→  $550 Annual Fee

Discover it® Miles Credit Card

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Sign-Up Bonus

$0

Sign-Up Bonus Requirements

None

Annual Fee

$0

Rewards Rate

1.5x-2x miles

Key Features

→  You earn 1.5x Miles on all purchases

→  Discover will autmatically match all the Miles earned at the end of your first year

→  Miles have the same value no matter how you redeem

→  Eligible purchases include airfare, car rentals, hotels, rideshares, gas stations, restaurants and more. You can also use Miles like cash, without losing any value for your rewards or use Miles to pay when you check out at Amazon.com or when you pay with PayPal.

→  Miles never expire

→  No Annual Fee

FoundersCard

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→ providing entrepreneurs with the extraordinary benefits and access they deserve

→  members enjoy exclusive status upgrades, preferred pricing, and experiences with 500+ curated partner brands

→ partners with leading airlines, loyalty programs, car rental companies and innovative travel brands to provide Members with:

  • Complimentary elite status

  • Priority check-in

  • Savings off standard fares

  • Access to unique global travel experiences

  • Complimentary travel membership solutions

Helpful Links

Credit Card Highlight

Southwest Rapid Rewards Premier

→  Earn Companion Pass® through 2/28/25 plus 30k points

*offer ends 3/11/24

Southwest Rapid Rewards Companion Pass

Credit Card Highlight

Southwest Rapid Rewards Premier

→  Earn Companion Pass® through 2/28/25 plus 30k points

*offer ends 3/11/24

Southwest Rapid Rewards Companion Pass
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